NEWS & ARTICLES FROM The Hoosier Insurance Agency

Long-Term Care Insurance

LONG-TERM CARE INSURANCE

Long-Term Care Insurance helps you protect your assets and maintain your financial security should you need long-term care later in life. While no one likes to think about the escalating costs of nursing homes and other elder care expenses, planning now can provide you – and your family – peace of mind now and in the future.

What is long-term care?

The phrase “long-term care” refers to a broad range of medical and personal services. Long-term care goes beyond standard hospitalization and nursing care, and includes all the assistance you could need if you are unable to care for yourself for an extended period of time.…

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Health Insurance

Personal Health Insurance throughout Indiana, Ohio & Kentucky

Every year the cost of providing healthcare increases dramatically. Simple same-day surgeries, required tests and emergency attention can add up to tens of thousands of dollars or more. The overall benefits of health insurance are obvious. You won’t be avoiding the doctor because it costs too much. The hospital bills won’t be piling up on your desk waiting for attention. Your health insurance will provide the help and care you need and demand.

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Group Benefits

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Speak With Our Insurance Professionals… Call (812) 384-4242

Employee Benefits throughout Indiana, Ohio & Kentucky

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At The Hoosier Insurance Agency our unique approach to service distinguishes us from others in our industry. Not only does it take a large commitment, but requires great consistency. Consistency refers to meeting with clients on a regular basis and forging partnerships typically unseen.

We are not the “cookie cutter” agency who delivers the renewal pricing and visits you on a relatively infrequent basis.

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Disability Insurance

Personal Disability Insurance throughout Indiana, Ohio & Kentucky

Disability insurance helps protect you from an interruption of your income due to an accident or medical emergency. Naturally, no one expects an accident to take them out of commission, even for a short time. But a good disability policy provides protection just in case.

This section provides what you’ll need to know to protect you, from the basics of coverage to filing a claim.

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THE BASICS

What is disability insurance?

Disability insurance pays benefits when you are unable to earn a living because you are sick or injured.…

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Privacy Statement

PRIVACY POLICY STATEMENT

As a part of our normal operations The Hoosier Insurance Agency collects, and in some cases, discloses information about you. We encourage you to read the following Privacy Statement that contains information about policies regarding the collection, use, disclosure, and protection of your information. If you are not comfortable with any of the terms or policies described in this Statement, we encourage you to send confidential correspondence through the postal service.


 

What information do we collect?

Personal, Financial and Product Information We collect personally identifiable information in order to identify and register you as a customer.…

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Life Insurance

Life Insurance throughout Indiana, Ohio & Kentucky

Life insurance is simply protection to ensure that your family will have financial security when you pass away. If something should happen to you, how will they be able to continue doing the things they take for granted, such as live in a nice home, continue their education, or create a retirement nest egg without you? Life insurance can help to provide the answer. In this section, we’ll help you begin to think about Life insurance.

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Personal Liability Insurance

Personal Umbrella Policy throughout Indiana, Ohio & Kentucky

Liability insurance protects your assets in the event that you (or a member of your household) accidentally injure another person or damage someone’s property. It’s known as “third-party insurance,” because it protects you if a third party files a claim against you. Liability insurance can pay for a legal defense in the event of a lawsuit, and pay medical and/or property claims for which you are found legally liable, up to the limits of the policy.

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Property Insurance

Property Insurance For Your Business throughout Indiana, Ohio & Kentucky

Large empty interior warehouse structure waiting to be filled

We offer a variety of excellent property coverages for your business’ buildings, personal property, and income. Most property policies include additional coverage at no charge that provides higher coverage limits than most standard policies, in addition to extra coverages normally not found. Some coverages even offer you the option to purchase higher limits.

The following list only highlights some of the coverages often included:

  • Newly Acquired Property and Business Personal Property
  • Property Off-Premises
  • Outdoor Property and Outdoor Signs attached to Buildings
  • Lawn Coverage on which your property is located
  • Arson Reward information leading to an arrest
  • Extra Expenses incurred to keep your business running after an insured loss
  • Water Back-up and Overflow from sewers, drains or sumps
  • Money and Securities
  • Employee Dishonesty


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