NEWS & ARTICLES FROM The Hoosier Insurance Agency

Apartment Owners Insurance

Apartment Owners Insurance throughout Indiana, Ohio & Kentucky

Modern styled apartment den and furniture

Owning apartment buildings can be profitable but also perilous. Storms can wreck property; renters can damage units; and liability claims can make life miserable. The result could be significant repairs and interruptions, leading to declines in rental income – your bread and butter.

If these thoughts have you tossing at night, put them to rest with Apartment Owners insurance. We cover you from natural disasters and lawsuits. We also ensure that your income continues when repairs slow you down.…

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Salons & Barbers Insurance

Salon & Barber Insurance throughout Indiana, Ohio & Kentucky

Barber stations in a line inside a modern hair salon

Why would a hair salon or barbershop need special insurance protection? Here’s why – yours is a sensitive, highly specialized business. When you work on hair, you’re dealing with appearance, image and ego. Customers want to look good, but sloppy work or negligence could potentially cause problems.

You’ve worked hard to build your reputation and your business. Don’t let it slip away. Salon insurance and Barber insurance will provide extra protection from potential lawsuits and property damage.…

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Restaurants Insurance

Restaurant Insurance throughout Indiana, Ohio & Kentucky

Restaurant dining area finished in natural wood tones

It’s not always hospitable in the hospitality industry. Whether you own a restaurant, bar or catering service, exposure to risk is ever-present. Food can spoil; liquor can incite problems; property damage can interrupt business. Your operation is doing well. Protect it with Restaurant insurance.

The Hoosier Insurance Agency

Don’t let problems spoil your success. All restaurant and hospitality operations differ, but the friendly pros at The Hoosier Insurance Agency in Bloomfield, Indiana know just what it takes to write a Restaurant insurance policy for your special needs.…

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Contractors Insurance

Contractors Insurance throughout Indiana, Ohio & Kentucky

Construction worker framing a building

For contractors, every job has risks. Accidents happen, equipment breaks, projects change and deadlines slip. Lawsuits can bankrupt your business and impact personal finances. That’s why reducing risk is crucial for contractors.

From small jobs to big ones, from residential work to commercial projects, operators in the construction industry count on Contractor’s insurance for protection. With margins tight on most jobs, this insurance can be priced to meet budgets, with flexibility to cover what matters most to you and your company.…

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Earthquake Insurance

Earthquake Insurance throughout Indiana, Ohio & Kentucky

An illustrated ground contains cracks and collapses into the shape of a question mark

As natural disasters go, earthquakes are right up there. And if one of them destroys your home, that’s off the charts. You’ll have to rebuild; you’re still liable for the mortgage; and you’ll be living elsewhere while the digging and hammering are in full swing.

To sum up, when an earthquake hits, silver linings are scarce. But there’s an option you should consider – Earthquake insurance. If you’re anywhere near an earthquake prone area, it’s time to act – contact us today.…

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Flood Insurance

Flood Insurance throughout Indiana, Ohio & Kentucky

Den sofa and furnishings sit in muddy flood water

If you currently live, or are going to purchase a home, in an area which has been declared “high-risk for flooding”, then you’ll certainly want flood insurance for your property. But, what if you don’t live in an officially designated flood prone area near a stream, river or other low-lying area? Getting a flood insurance quote and purchasing flood insurance is still a really good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.…

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Senior Drivers Insurance

Senior Driver Insurance throughout Indiana, Ohio & Kentucky

Couple driving down a tree lined street in their classic convertible

Congratulations, you’ve reached age 55, even zoomed past it. You’re still on the road and going strong. With age and a good driving record, come perks – like paying less for car insurance. It’s one of the easiest senior discounts you can access.

The Hoosier Insurance Agency

If you’re 55 or older, lowering the cost of car insurance is just a click or a phone call away. Contact the professionals at The Hoosier Insurance Agency in Bloomfield, Indiana and you’ll quickly see if you qualify.…

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Motorcycle Insurance

Motorcycle Insurance throughout Indiana, Ohio & Kentucky

Clear sunny day out for a motorcycle ride wearing jeans and leather jacket

Riding the open road can be breathtaking, invigorating, but unfortunately it can be dangerous. The number of injuries of riders and theft of equipment on a national scale is simply alarming. Even with experience and concentration while traveling, motorcycle accidents occur every few seconds and theft is also on the rise.

The Hoosier Insurance Agency

Before revving up your new bike, protect yourself and your hot wheels with Motorcycle insurance. The professionals at The Hoosier Insurance Agency in Bloomfield, Indiana can discuss your options from personal injury protection to property damage liability.…

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